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What is Property insurance?

Property, be it residential or commercial or mixed use, faces a wide range of every day risks. Any property is a big investment and you don’t want to leave it part or fully uninsured so that if the worst happens you aren’t covered.

We can cover home owners and landlords for residential, commercial and mixed use properties, for just a single risk as well portfolios. It doesn’t matter if properties are occupied, unoccupied or a mix of both, if they are undergoing minor refurbishment or major structural work, or if they are listed, non-standard construction or being converted from one use to another  – we can cover them all.  

Section Breaker

PROPERTY POLICIES

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Residential/Commercial

We can cover both residential home owners and commercial property owners. It doesn’t matter if you live in, occupy or rent the property or part of it, we have a wide range of insurers on our panel that will cover almost any type of property no matter its use or current state.

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Occupied/Unoccupied

Tenants come and go, properties undergo refurbishment and/or structural improvements and modifications, or change use. It doesn’t matter if the property is part occupied, is soon to be occupied or has a long term tenant in it, there are a wide array of coverage and options to choose from.

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Standard/Non-Standard

It doesn’t matter if it’s a property that is made from stone and powered by water, is in dire need of refurbishment, is a listed building or is a commercial property that is used for dangerous professions that include things like heat work, we can bespoke a policy to your exact requirements.

PROPERTY INSURANCE COVER

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Buildings & Contents Cover

The core covers required. We have a wide selection of both buildings and contents cover, as well as multiple related optional extras that can be selected depending on the property type and requirements.

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Optional Extras Cover

Fully bespoke your cover from our vast range of optional covers as both a home owner and/or landlord. Cover the rent, terrorism, legal expenses, accidental damage, specified items, items taken away from the property and much more.

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Works

Benefit from one seamless policy for the existing structure, contract works, contents and property owner’s liability exposures for the period of any rebuilding, refurbishment or structural alteration and/or construction.