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We recognise that running an umbrella company isn’t easy. That’s why we work with you to understand your business and ensure that all the risks emanating from the day-to-day activities are insured. Without having the correct insurance in place you run the risk of ensuring the long term sustainability of the business should the worst happen.
The main policies within an umbrella combined package includes; professional indemnity, public liability, employers liability, general office and equipment insurance, cyber, legal expenses, personal accident and vehicle and fleet insurance. Further policies can also be taken out to cover more bespoke risks, whilst the core policies can be extended to include further cover i.e. cover for dishonesty of contractors, drivers negligence and to cover medical malpractice.
Ensuring that your business is protected against the big claims that can bring an uninsured business to its knees, as well as the smaller claims, brings with it peace of mind and allows you to continue to focus on your core activities and do what you do best.
– Professional indemnity
– Public liability
– Employers liability
– Office & equipment insurance
– Cyber
– Vehicle & fleet
– Personal accident
– Driver negligence
– Legal expenses
– Director & officers insurance
Extend core and optional policies to cover bespoke risks faced only by an umbrella company i.e. claims that arise from fraud and dishonest acts of temporary workers, those working in the medical malpractice sector, and drivers negligence, including plant operators.
Taking out bespoke policies allows you to be sure you’re covered for the specific risks you face, and more importantly to make sure you don’t fall foul of having a claim not covered due to exclusions remaining in place.
It’s a fast paced and ruthless environment and no matter how careful everyone is mistakes happen. When mistakes happen you need to ensure you’re protected against the costly legal fees and compensation to rectify and settle the matter.
Every umbrella company is different. That’s why having a specific combined policy in place that meets the exact requirements of your business ensures you only take out, and pay for, the cover you need.