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What is Health & Social Care insurance?

We recognise that health and social care workers are faced with unique challenges, coming into contact with a vast array of people and range of emotional situations on a daily basis. That’s why we’ve got agreements with select insurers to provide the specialist insurances required by professionals working in the sector.

It doesn’t matter if you work in the private or public sector, or both, we have solutions that meet your requirements and ensure that you have the peace of mind you’re covered should the worst happen, even if it’s a completely founded allegation rather than an actual mistake.

Professional indemnity is available to those who provide advice and consultant, whilst public and employers liability protect your business against claims made by third-parties, members of the public and employees against allegations of personal injury, death, or damage to personal items caused by accidents that occur on or are caused by your property.

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Health & Social Care Insurance Policy Features

Professional indemnity

Those who provide professional advice or consult within the health & social care environment should ensure they hold professional indemnity insurance, known as PI, so that if an allegation of you making a mistake is made you’re covered for the costly legal fees and any compensation.


Public and employers liability ensures that you’re protected should a third party, a member of the public or an employee suffer an injury or damage to their personal property resulting from your actions or from an accident involving your premises or property. 

Additional insurances

Additional insurance policies should be considered to fully protect your business. The main policies to ensure complete peace of mind include legal expenses, cyber, directors & officers, business premises and equipment, commercial vehicle, and personal accident.

PI Policy Benefits

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But I don't make mistakes!

We all take pride in our work, as our reputation rides on it. Even the most experienced professional can make a mistake, or have an allegation of one made against them. Human error occurs and one inadvertent oversight could cost millions.

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Why do I need PL?

PL is not a legal requirement, but almost every business in the UK recognises it as being an essential insurance, and you might find it impossible to trade without it. Slips and trips are commonplace, even if you work at home.

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Can I pay monthly?

Yes you can. We have a finance facility that allows clients to split the cost, typically over 10 months and with no deposit. Specialist insurance costs can be prohibitive but spreading the annual cost means you can manage cashflow effectively.