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What is fleet & vehicle insurance?

Running a business comes with a lot of responsibilities, a lot of administration tasks and often not enough time in the day to get everything done. That’s why we’re here to help you with your vehicle insurance. We can cover a wide range of vehicles that includes; single cars, vans, trucks, fleets as well as specialist vehicles. We provide a wide range of cover options too, meaning that you get a policy that meets your exact requirements.

We recognise that commercial vehicles cover more mileage than standard vehicles, and that as a result they’re at a greater risk of accidents and theft. Standard policies will often not cover vehicles that are used for the carriage of goods and/or in connection with your work, meaning its crucial you get the appropriate insurances in place.

Our cover provides you with peace of mind that should the worst happen you’ll be covered and be able to continue working. It’s not just your vehicle that we can cover, we can cover the liabilities, tools, goods and breakdown, young drivers, and for almost all trades and professions on a single or fleet basis.

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Fleet & Vehicle Insurance Policy Features

Fleet insurance

From just a couple of cars to a large truck haulage fleet we can create a bespoke policy for you, ensuring you can keep your business on the move. We recognise that no business is the same, that’s why you get a policy created that covers exactly what you need.

Van insurance

We cover vans and pick-ups for almost all professions, including couriers. Cover can be provided for not only the vehicle itself, but also the tools, goods in transit, replacement vehicles, courtesy vehicles, allowing you to get road-ready and back out working.

Truck insurance

Your vehicle is how you earn a living, and when you rely on it to that extent it is critical you arrive on time, every time. Our policies cover HGVs, trucks and lorries that are over 3.5t, and can be extended to include cover for any unnamed drivers over 25, named drivers under 25, and trailers.

Common Fleet & Vehicle Insurance Questions

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What type of vehicles can you cover?

– HGV’s & trucks over 3.5t
– Light goods vehicles
– Vans & pick-up trucks
– Cars

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What optional cover is there?

– Motor legal expenses
– Breakdown & roadside assistance
– Replacement & courtesy vehicles
– Goods in transit

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Won't my normal insurance cover me?

A standard non-commercial policy usually only covers social commuting and possibly business commuting to places of work, not the goods/materials being transported nor a vehicle being used to transport them.